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data-end=\"1063\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0647\u0648 \u0642\u0631\u0636 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u064a\u064f\u0645\u0646\u062d \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u0646\u0627\u0621 \u0623\u0648 \u062a\u0631\u0645\u064a\u0645 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a. \u0648\u064a\u062a\u0645 \u0633\u062f\u0627\u062f \u0647\u0630\u0627 \u0627\u0644\u0642\u0631\u0636 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0637 \u0634\u0647\u0631\u064a\u0629 \u062a\u0645\u062a\u062f \u0639\u0627\u062f\u0629 \u0645\u0646 5 \u0625\u0644\u0649 25 \u0633\u0646\u0629 \u062d\u0633\u0628 \u0627\u0644\u0627\u062a\u0641\u0627\u0642 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\u0645\u062a\u0639\u062f\u062f\u0629.<br data-start=\"2078\" data-end=\"2081\" \/>\ud83d\udd39 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629: \u0645\u0646 \u064a\u0645\u0644\u0643\u0648\u0646 \u0639\u0642\u0627\u0631\u064b\u0627 \u0642\u0627\u0626\u0645\u064b\u0627 \u0648\u064a\u0631\u064a\u062f\u0648\u0646 \u0633\u064a\u0648\u0644\u0629 \u0645\u0627\u0644\u064a\u0629.<br data-start=\"2145\" data-end=\"2148\" \/>\ud83d\udd39 \u0627\u0644\u0645\u064a\u0632\u0629: \u0645\u0631\u0648\u0646\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n<h4 data-start=\"2180\" data-end=\"2218\"><strong data-start=\"2185\" data-end=\"2218\">4. \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0644\u0628\u0646\u0627\u0621 \u0645\u0646\u0632\u0644<\/strong><\/h4>\n<p data-start=\"2219\" data-end=\"2440\">\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u064a\u062a\u0645 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u064a\u0644 \u0644\u0628\u0646\u0627\u0621 \u0645\u0646\u0632\u0644 \u0639\u0644\u0649 \u0623\u0631\u0636 \u064a\u0645\u0644\u0643\u0647\u0627\u060c \u0648\u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0635\u0631\u0641 \u0639\u0644\u0649 \u0645\u0631\u0627\u062d\u0644 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062a\u0642\u062f\u0645 \u0627\u0644\u0628\u0646\u0627\u0621.<br data-start=\"2323\" data-end=\"2326\" \/>\ud83d\udd39 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629: \u0645\u0646 \u064a\u0645\u0644\u0643\u0648\u0646 \u0623\u0631\u0636\u064b\u0627 \u0648\u064a\u0631\u063a\u0628\u0648\u0646 \u0628\u0628\u0646\u0627\u0621 \u0645\u0633\u0643\u0646\u0647\u0645.<br data-start=\"2383\" data-end=\"2386\" \/>\ud83d\udd39 \u0627\u0644\u0645\u064a\u0632\u0629: \u062a\u0645\u0648\u064a\u0644 \u062a\u062f\u0631\u064a\u062c\u064a \u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0633\u0643\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629.<\/p>\n<h3 data-start=\"2447\" data-end=\"2498\"><strong data-start=\"2451\" data-end=\"2498\">\u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/strong><\/h3>\n<p data-start=\"2499\" data-end=\"2570\">\u0642\u0628\u0644 \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u060c \u064a\u062c\u0628 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u0648\u0641\u0631 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<ol data-start=\"2572\" data-end=\"2884\">\n<li data-start=\"2572\" data-end=\"2629\">\n<p data-start=\"2575\" data-end=\"2629\">\u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u062a\u0642\u062f\u0645 \u0633\u0639\u0648\u062f\u064a \u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0623\u0648 \u0645\u0642\u064a\u0645\u064b\u0627 \u0646\u0638\u0627\u0645\u064a\u064b\u0627.<\/p>\n<\/li>\n<li data-start=\"2630\" data-end=\"2668\">\n<p data-start=\"2633\" data-end=\"2668\">\u0644\u0627 \u064a\u0642\u0644 \u0639\u0645\u0631 \u0627\u0644\u0645\u062a\u0642\u062f\u0645 \u0639\u0646 21 \u0633\u0646\u0629.<\/p>\n<\/li>\n<li data-start=\"2669\" data-end=\"2728\">\n<p data-start=\"2672\" data-end=\"2728\">\u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647 \u062f\u062e\u0644 \u062b\u0627\u0628\u062a \u0648\u0645\u0633\u062a\u0642\u0631 (\u0645\u0646 \u0648\u0638\u064a\u0641\u0629 \u0623\u0648 \u0639\u0645\u0644 \u062d\u0631).<\/p>\n<\/li>\n<li data-start=\"2729\" data-end=\"2776\">\n<p data-start=\"2732\" data-end=\"2776\">\u0648\u062c\u0648\u062f \u0633\u062c\u0644 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u062c\u064a\u062f \u062e\u0627\u0644\u064d \u0645\u0646 \u0627\u0644\u062a\u0639\u062b\u0631\u0627\u062a.<\/p>\n<\/li>\n<li data-start=\"2777\" data-end=\"2832\">\n<p data-start=\"2780\" data-end=\"2832\">\u0623\u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0646\u0633\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u0642\u0637\u0627\u0639 \u0627\u0644\u0634\u0647\u0631\u064a 45% \u0645\u0646 \u0627\u0644\u062f\u062e\u0644.<\/p>\n<\/li>\n<li data-start=\"2833\" data-end=\"2884\">\n<p data-start=\"2836\" data-end=\"2884\">\u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0639\u0642\u0627\u0631 \u0642\u0627\u0628\u0644\u064b\u0627 \u0644\u0644\u0631\u0647\u0646 \u0648\u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0628\u0646\u0643\u064a.<\/p>\n<\/li>\n<\/ol>\n<h3 data-start=\"2891\" data-end=\"2943\"><strong data-start=\"2895\" data-end=\"2943\">\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/strong><\/h3>\n<p data-start=\"2944\" data-end=\"3066\">\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0623\u0635\u0628\u062d\u062a \u0633\u0647\u0644\u0629 \u0648\u0645\u0628\u0633\u0637\u0629 \u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629. \u0625\u0644\u064a\u0643 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629:<\/p>\n<h4 data-start=\"3068\" data-end=\"3103\"><strong data-start=\"3073\" data-end=\"3103\">1. \u062a\u062d\u062f\u064a\u062f \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/h4>\n<p data-start=\"3104\" data-end=\"3188\">\u0642\u0628\u0644 \u0627\u0644\u062a\u0642\u062f\u064a\u0645\u060c \u0627\u062d\u0633\u0628 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0648\u062d\u062f\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0643 \u0633\u062f\u0627\u062f\u0647 \u0628\u0633\u0647\u0648\u0644\u0629 \u062f\u0648\u0646 \u0636\u063a\u0637 \u0645\u0627\u0644\u064a.<\/p>\n<h4 data-start=\"3190\" data-end=\"3236\"><strong data-start=\"3195\" data-end=\"3236\">2. \u0627\u062e\u062a\u064a\u0627\u0631 \u0646\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628<\/strong><\/h4>\n<p data-start=\"3237\" data-end=\"3342\">\u062d\u062f\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u064a\u062f \u062a\u0645\u0648\u064a\u0644 \u0634\u0631\u0627\u0621 \u0645\u0646\u0632\u0644 \u062c\u0627\u0647\u0632\u060c \u0623\u0648 \u0628\u0646\u0627\u0621 \u0645\u0646\u0632\u0644\u060c \u0623\u0648 \u0634\u0631\u0627\u0621 \u0623\u0631\u0636\u060c \u0623\u0648 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0645\u062f\u0639\u0648\u0645 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0629.<\/p>\n<h4 data-start=\"3344\" data-end=\"3381\"><strong data-start=\"3349\" data-end=\"3381\">3. \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/strong><\/h4>\n<p data-start=\"3382\" data-end=\"3495\">\u0642\u0627\u0631\u0646 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u062b\u0644 <strong data-start=\"3411\" data-end=\"3486\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.alrajhibank.com.sa\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0646\u0643 \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/a><\/span>\u060c \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u060c <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.riyadbank.com\/ar\/\" target=\"_blank\" rel=\"noopener\">\u0628\u0646\u0643 \u0627\u0644\u0631\u064a\u0627\u0636<\/a><\/span>\u060c \u0628\u0646\u0643 \u0627\u0644\u0628\u0644\u0627\u062f\u060c \u0648\u0628\u0646\u0643 \u0627\u0644\u0625\u0646\u0645\u0627\u0621<\/strong>\u060c \u0645\u0646 \u062d\u064a\u062b:<\/p>\n<ul data-start=\"3496\" data-end=\"3564\">\n<li data-start=\"3496\" data-end=\"3510\">\n<p data-start=\"3498\" data-end=\"3510\">\u0646\u0633\u0628\u0629 \u0627\u0644\u0623\u0631\u0628\u0627\u062d<\/p>\n<\/li>\n<li data-start=\"3511\" data-end=\"3524\">\n<p data-start=\"3513\" data-end=\"3524\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f<\/p>\n<\/li>\n<li data-start=\"3525\" data-end=\"3542\">\n<p data-start=\"3527\" data-end=\"3542\">\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629<\/p>\n<\/li>\n<li data-start=\"3543\" data-end=\"3564\">\n<p data-start=\"3545\" data-end=\"3564\">\u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0643\u0631<\/p>\n<\/li>\n<\/ul>\n<h4 data-start=\"3566\" data-end=\"3602\"><strong data-start=\"3571\" data-end=\"3602\">4. \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629<\/strong><\/h4>\n<p data-start=\"3603\" data-end=\"3613\">\u062a\u0634\u0645\u0644 \u0639\u0627\u062f\u0629:<\/p>\n<ul data-start=\"3614\" data-end=\"3719\">\n<li data-start=\"3614\" data-end=\"3643\">\n<p data-start=\"3616\" data-end=\"3643\">\u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0625\u0642\u0627\u0645\u0629<\/p>\n<\/li>\n<li data-start=\"3644\" data-end=\"3661\">\n<p data-start=\"3646\" data-end=\"3661\">\u062a\u0639\u0631\u064a\u0641 \u0628\u0627\u0644\u0631\u0627\u062a\u0628<\/p>\n<\/li>\n<li data-start=\"3662\" data-end=\"3691\">\n<p data-start=\"3664\" data-end=\"3691\">\u0643\u0634\u0641 \u062d\u0633\u0627\u0628 \u0628\u0646\u0643\u064a \u0644\u0622\u062e\u0631 3 \u0623\u0634\u0647\u0631<\/p>\n<\/li>\n<li data-start=\"3692\" data-end=\"3719\">\n<p data-start=\"3694\" data-end=\"3719\">\u0635\u0643 \u0627\u0644\u0639\u0642\u0627\u0631 \u0623\u0648 \u0639\u0642\u062f \u0627\u0644\u0634\u0631\u0627\u0621<\/p>\n<\/li>\n<\/ul>\n<h4 data-start=\"3721\" data-end=\"3752\"><strong data-start=\"3726\" data-end=\"3752\">5. \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/strong><\/h4>\n<p data-start=\"3753\" data-end=\"3913\">\u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0639\u0628\u0631 \u0645\u0648\u0642\u0639 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a\u0647.<br data-start=\"3812\" data-end=\"3815\" \/>\u0628\u0639\u062f \u0627\u0644\u062a\u0642\u062f\u064a\u0645\u060c \u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u062a\u0642\u064a\u064a\u0645 \u0623\u0647\u0644\u064a\u062a\u0643 \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a\u060c \u062b\u0645 \u0625\u0635\u062f\u0627\u0631 \u0639\u0631\u0636 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0627\u0644\u0646\u0647\u0627\u0626\u064a.<\/p>\n<h4 data-start=\"3915\" data-end=\"3953\"><strong data-start=\"3920\" data-end=\"3953\">6. \u062a\u0648\u0642\u064a\u0639 \u0627\u0644\u0639\u0642\u062f \u0648\u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0645\u0628\u0644\u063a<\/strong><\/h4>\n<p data-start=\"3954\" data-end=\"4054\">\u0628\u0639\u062f \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0631\u0636\u060c \u064a\u062a\u0645 \u062a\u0648\u0642\u064a\u0639 \u0639\u0642\u062f \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0623\u0648 \u062a\u062d\u0648\u064a\u0644\u0647 \u0644\u0644\u0628\u0627\u0626\u0639 \u0641\u064a \u062d\u0627\u0644 \u0634\u0631\u0627\u0621 \u0639\u0642\u0627\u0631 \u062c\u0627\u0647\u0632.<\/p>\n<h3 data-start=\"4061\" data-end=\"4102\"><strong data-start=\"4065\" data-end=\"4102\">\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a<\/strong><\/h3>\n<ol data-start=\"4103\" data-end=\"4478\">\n<li data-start=\"4103\" data-end=\"4161\">\n<p data-start=\"4106\" data-end=\"4161\">\u0642\u0627\u0631\u0646 \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u064a\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 \u062c\u0647\u0629 \u062a\u0645\u0648\u064a\u0644\u064a\u0629 \u0642\u0628\u0644 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.<\/p>\n<\/li>\n<li data-start=\"4162\" data-end=\"4220\">\n<p data-start=\"4165\" data-end=\"4220\">\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 35% \u0645\u0646 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a.<\/p>\n<\/li>\n<li data-start=\"4221\" data-end=\"4290\">\n<p data-start=\"4224\" data-end=\"4290\">\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0645\u062b\u0644 <strong data-start=\"4258\" 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